{"id":93740,"date":"2025-02-14T19:41:33","date_gmt":"2025-02-14T17:41:33","guid":{"rendered":"https:\/\/slovaklinesmagazin.sk\/cms\/?p=93740"},"modified":"2025-02-14T19:43:54","modified_gmt":"2025-02-14T17:43:54","slug":"93740","status":"publish","type":"post","link":"https:\/\/www.slovaklinesmagazin.sk\/cms\/2025\/02\/93740\/","title":{"rendered":"Pl\u00e1nujete jarn\u00fa ly\u017eova\u010dku s\u00a0de\u0165mi? Poistenie zodpovednosti pom\u00f4\u017ee pri kol\u00edzii, nehode v bufete aj po\u0161koden\u00ed po\u017ei\u010danej v\u00fdstroje"},"content":{"rendered":"<p><strong>S bl\u00ed\u017eiacimi sa jarn\u00fdmi pr\u00e1zdninami prich\u00e1dza ide\u00e1lny \u010das na pl\u00e1novanie rodinnej ly\u017eova\u010dky. Ak ste sa e\u0161te nerozhodli, kam p\u00f4jdete, teraz je ten spr\u00e1vny moment vybra\u0165 si ly\u017eiarske stredisko, hotel a vhodn\u00e9 poistenie.<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-93742\" src=\"https:\/\/slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_1.jpg\" alt=\"\" width=\"1000\" height=\"667\" srcset=\"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_1.jpg 1000w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_1-300x200.jpg 300w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_1-768x512.jpg 768w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_1-600x400.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p>Jarn\u00e9 pr\u00e1zdniny s\u00fa\u00a0 skvelou vo\u013ebou pre ly\u017eovanie: teploty s\u00fa pr\u00edjemnej\u0161ie, dni dlh\u0161ie a deti si na svahu u\u017eij\u00fa viac pohodlia.<\/p>\n<p><strong>Term\u00edny jarn\u00fdch pr\u00e1zdnin 2025:<\/strong><\/p>\n<ul>\n<li><strong>Ko\u0161ick\u00fd a Pre\u0161ovsk\u00fd kraj<\/strong>: 17. 2. 2025 \u2013 21. 2. 2025<\/li>\n<li><strong>Bratislavsk\u00fd, Trnavsk\u00fd a Nitriansky kraj<\/strong>: 24. 2. 2025 \u2013 28. 2. 2025<\/li>\n<li><strong>Banskobystrick\u00fd, \u017dilinsk\u00fd a Tren\u010diansky kraj<\/strong>: 3. 3. 2025 \u2013 7. 3. 2025<\/li>\n<\/ul>\n<p>Pl\u00e1novanie ly\u017eova\u010dky si v\u0161ak vy\u017eaduje aj d\u00f4kladn\u00fa pr\u00edpravu na mo\u017en\u00e9 rizik\u00e1. <em>\u201ePoistenie zodpovednosti kryje dva z\u00e1kladn\u00e9 typy \u0161k\u00f4d \u2013 na majetku alebo na zdrav\u00ed. Ilustrat\u00edvny pr\u00edklad je, ak ly\u017eiar na svahu spadne a\u00a0pri p\u00e1de jeho ly\u017ea sp\u00f4sob\u00ed \u0161kodu na aute zaparkovanom ne\u010faleko svahu, alebo po\u0161kod\u00ed oble\u010denie a\u00a0v\u00fdstroj in\u00e9ho ly\u017eiara (spravidla s\u00fa to rozbit\u00e9 okuliare, roztrhnut\u00e1 ly\u017eiarska bunda a\u00a0podobne). Z\u00e1va\u017enej\u0161ie s\u00fa v\u0161ak pr\u00edpady, ke\u010f ly\u017eiar alebo snowboardista strat\u00ed kontrolu a\u00a0pri p\u00e1de podraz\u00ed in\u00e9 osoby, pr\u00edpadne sa z d\u00f4vodu nepozornosti zraz\u00ed s\u00a0in\u00fdm ly\u017eiarom. Tieto zranenia si \u010dasto vy\u017eaduj\u00fa leteck\u00fd transport, hospitaliz\u00e1ciu, chirurgick\u00fd z\u00e1krok. Ob\u010das to m\u00f4\u017ee znamena\u0165 aj trval\u00e9 n\u00e1sledky \u00farazu alebo\u00a0zhor\u0161enie spolo\u010densk\u00e9ho uplatnenia, ak by po\u0161koden\u00fd po \u00faraze stratil mo\u017enos\u0165 vykon\u00e1va\u0165 svoje s\u00fa\u010dasn\u00e9 zamestnanie. Len \u00fa\u010det za prevoz do nemocnice a\u00a0oper\u00e1ciu zranen\u00e9ho kolena m\u00f4\u017ee bez probl\u00e9mov presiahnu\u0165 20 000 a\u017e 30 000 \u20ac,\u201c<\/em> vysvet\u013euje Martin Bajla, riadite\u013e poistenia pre spotrebite\u013eov v pois\u0165ovni Colonnade.<\/p>\n<h2>Pln\u00e9 svahy = vy\u0161\u0161ie riziko<\/h2>\n<p>Jarn\u00e9 pr\u00e1zdniny s\u00fa ob\u013e\u00faben\u00e9 u rod\u00edn aj jednotlivcov, \u010do znamen\u00e1, \u017ee na svahoch bude viac \u013eud\u00ed a\u00a0t\u00fdm aj \u010dastej\u0161ie kol\u00edzie, preto je d\u00f4le\u017eit\u00e9:<\/p>\n<ul>\n<li>skontrolova\u0165 si, \u010di m\u00e1te dojednan\u00fa <strong>zodpovednos\u0165 za \u0161kodu sp\u00f4soben\u00fa in\u00fdm osob\u00e1m<\/strong>,<\/li>\n<li>overi\u0165 limity poistn\u00e9ho krytia, aby ste mali dostato\u010dn\u00fa ochranu.<\/li>\n<\/ul>\n<p><strong>Tip pre v\u00e1s:<\/strong> obr\u00e1\u0165te sa na svojho sprostredkovate\u013ea poistenia, \u010di v\u00a0r\u00e1mci poistenia dom\u00e1cnosti m\u00e1te kryt\u00fa aj <a href=\"https:\/\/www.colonnade.sk\/pre-jednotlivcov\/majetok-a-zodpovednost\/poistenie-domacnosti\"><strong>zodpovednos\u0165 za \u0161kodu \u010dlenov dom\u00e1cnosti<\/strong><\/a><strong> a\u017e do 750 000 \u20ac.<\/strong> Z\u00a0tejto zodpovednosti uhrad\u00edme aj \u0161kody, ktor\u00e9 sp\u00f4sob\u00edte vy alebo va\u0161e deti niekomu in\u00e9mu na svahu po\u010das ly\u017eovania.<\/p>\n<h2>Poistenie sa vz\u0165ahuje na r\u00f4zne situ\u00e1cie<\/h2>\n<p><em>\u201ePo\u010das ly\u017eova\u010dky \u010dasto vstupujeme do re\u0161taur\u00e1ci\u00ed \u010di bufetov v\u00a0ly\u017eiarskych top\u00e1nkach a s\u00a0prilbou, preto sa \u013eahko m\u00f4\u017ee sta\u0165, \u017ee nechtiac nie\u010do zhod\u00edme a po\u0161kod\u00edme,\u201c<\/em> vyjadril sa Martin Bajla. Poistenie tie\u017e zah\u0155\u0148a \u0161kody sp\u00f4soben\u00e9 dom\u00e1cimi zvieratami \u010di ne\u00famyseln\u00e9 po\u0161kodenie tovaru v obchode.<\/p>\n<h2>Po\u017ei\u010dan\u00e1 ly\u017eiarska v\u00fdstroj<\/h2>\n<p>Rodi\u010dia dobre poznaj\u00fa dilemu spojen\u00fa s rastom det\u00ed: ka\u017ed\u00fd rok potrebuj\u00fa nov\u00fd ly\u017eiarsky v\u00fdstroj, prilbu, ly\u017ee a\u00a0to len preto, \u017ee rast\u00fa ako z\u00a0vody. Po\u017ei\u010diavanie vybavenia je ob\u013e\u00faben\u00fdm rie\u0161en\u00edm, no m\u00e1 aj svoje rizik\u00e1. Pri neopatrnej manipul\u00e1cii m\u00f4\u017eu tieto situ\u00e1cie vies\u0165 k zna\u010dn\u00fdm finan\u010dn\u00fdm n\u00e1kladom, ktor\u00e9 m\u00f4\u017eu znepr\u00edjemni\u0165 va\u0161u dovolenku.<\/p>\n<p>Po\u010das po\u017ei\u010diavania nesiete zodpovednos\u0165 za zapo\u017ei\u010dan\u00e9 alebo prenajat\u00e9 veci, preto v\u00a0pr\u00edpade <a href=\"https:\/\/www.colonnade.sk\/pre-jednotlivcov\/majetok-a-zodpovednost\/poistenie-domu-bytu-chaty-majetku\">poistenia majetku VIVA<\/a> mysl\u00edme aj na \u0161kody sp\u00f4soben\u00e9 na veciach, ktor\u00e9 ste si po\u017ei\u010dali.<\/p>\n<h2>Bezpe\u010dnos\u0165 na svahu<\/h2>\n<p>Aby bola va\u0161a jarn\u00e1 ly\u017eova\u010dka bezpe\u010dn\u00e1 a z\u00e1bavn\u00e1, dbajte na:<\/p>\n<ul>\n<li><strong>oh\u013eaduplnos\u0165<\/strong>: dajte pozor na ostatn\u00fdch ly\u017eiarov na svahu,<\/li>\n<li><strong>vyh\u00fdbajte sa alkoholu: <\/strong>alkohol zni\u017euje koncentr\u00e1ciu a\u00a0spoma\u013euje reakcie, ktor\u00e9 na svahu ur\u010dite potrebujete,<\/li>\n<li><strong>noste prilbu: <\/strong>je d\u00f4le\u017eit\u00e1 nielen pre deti, ale aj pre dospel\u00fdch.<\/li>\n<\/ul>\n<p>Jarn\u00e1 ly\u017eova\u010dka m\u00f4\u017ee by\u0165 nezabudnute\u013en\u00fdm z\u00e1\u017eitkom pre cel\u00fa rodinu. Aby v\u0161ak zostali spomienky len pozit\u00edvne, myslite na bezpe\u010dnos\u0165 a zodpovednos\u0165. S poisten\u00edm od Colonnade si u\u017eijete svahy bez zbyto\u010dn\u00fdch starost\u00ed.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_3.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-93743\" src=\"https:\/\/slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_3.jpg\" alt=\"\" width=\"1000\" height=\"667\" srcset=\"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_3.jpg 1000w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_3-300x200.jpg 300w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_3-768x512.jpg 768w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/02\/jarna_lyzovacka_3-600x400.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>S bl\u00ed\u017eiacimi sa jarn\u00fdmi pr\u00e1zdninami prich\u00e1dza ide\u00e1lny \u010das na pl\u00e1novanie rodinnej ly\u017eova\u010dky. Ak ste sa e\u0161te nerozhodli, kam p\u00f4jdete, teraz je ten spr\u00e1vny moment vybra\u0165 si ly\u017eiarske stredisko, hotel a vhodn\u00e9 poistenie. Jarn\u00e9 pr\u00e1zdniny s\u00fa\u00a0 skvelou vo\u013ebou pre ly\u017eovanie: teploty s\u00fa pr\u00edjemnej\u0161ie, dni dlh\u0161ie a deti si na svahu u\u017eij\u00fa viac pohodlia. Term\u00edny jarn\u00fdch pr\u00e1zdnin [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":93741,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,45,52,14,44],"tags":[],"class_list":["post-93740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","category-nas-tip","category-outdoor","category-sport","category-zdravie","eq-blocks"],"_links":{"self":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts\/93740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/comments?post=93740"}],"version-history":[{"count":2,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts\/93740\/revisions"}],"predecessor-version":[{"id":93745,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts\/93740\/revisions\/93745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/media\/93741"}],"wp:attachment":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/media?parent=93740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/categories?post=93740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/tags?post=93740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}