{"id":93824,"date":"2025-03-25T14:44:46","date_gmt":"2025-03-25T12:44:46","guid":{"rendered":"https:\/\/www.slovaklinesmagazin.sk\/cms\/?p=93824"},"modified":"2025-03-25T14:47:03","modified_gmt":"2025-03-25T12:47:03","slug":"bicykel-nie-je-najlacnejsia-zalezitost-poistit-si-ho-mozete-proti-kradezi-a-poskodeniu","status":"publish","type":"post","link":"https:\/\/www.slovaklinesmagazin.sk\/cms\/2025\/03\/bicykel-nie-je-najlacnejsia-zalezitost-poistit-si-ho-mozete-proti-kradezi-a-poskodeniu\/","title":{"rendered":"Bicykel nie je najlacnej\u0161ia z\u00e1le\u017eitos\u0165. Poisti\u0165 si ho m\u00f4\u017eete proti kr\u00e1de\u017ei a\u00a0po\u0161kodeniu"},"content":{"rendered":"<p><strong>Bicykel \u010di kolobe\u017eka nie s\u00fa len oby\u010dajn\u00e9 dopravn\u00e9 prostriedky \u2013 pre mnoh\u00fdch s\u00fa invest\u00edciou, v\u00e1\u0161niv\u00fdm kon\u00ed\u010dkom alebo ka\u017edodenn\u00fdm spolo\u010dn\u00edkom na cest\u00e1ch do pr\u00e1ce. Ich po\u0161kodenie, kr\u00e1de\u017e \u010di nehoda v\u0161ak m\u00f4\u017eu r\u00fdchlo prinies\u0165 ne\u010dakan\u00e9 v\u00fddavky. Nov\u00fd produkt VIVA BIKE od pois\u0165ovne Colonnade poskytuje komplexn\u00e9 krytie pre bicykle, kolobe\u017eky a cyklovoz\u00edky doma, ale aj na cest\u00e1ch po celej Eur\u00f3pe.<\/strong><\/p>\n<p><strong>\u010co je v\u00a0r\u00e1mci poistenia VIVA BIKE kryt\u00e9?<\/strong><\/p>\n<ul>\n<li>Bicykel<\/li>\n<li>E-bicykel<\/li>\n<li>Kolobe\u017eka<\/li>\n<li>E-kolobe\u017eka<\/li>\n<li>Cyklovoz\u00edk<\/li>\n<\/ul>\n<p><strong>Na ak\u00e9 rizik\u00e1 sa poistenie vz\u0165ahuje?<\/strong><\/p>\n<p>S\u00a0<a href=\"https:\/\/www.colonnade.sk\/pre-jednotlivcov\/majetok-a-zodpovednost\/poistenie-bicyklov-viva\">poisten\u00edm VIVA BIKE<\/a> si sami m\u00f4\u017eete poisti\u0165 a\u017e p\u00e4\u0165 bicyklov, kolobe\u017eiek \u010di cyklovoz\u00edkov s\u00a0kryt\u00edm a\u017e do 10 000 \u20ac na jeden kus, teda celkovo a\u017e do 50 000 \u20ac na jednej zmluve. Ak vlastn\u00edte bicykel vo vy\u0161\u0161ej hodnote, individu\u00e1lne je mo\u017en\u00e9 poisti\u0165 bicykle a\u017e do 25 000 \u20ac.<\/p>\n<p>Poistenie pokr\u00fdva <strong>kr\u00e1de\u017e vl\u00e1man\u00edm, vandalizmus, dopravn\u00e9 nehody \u010di \u0161kody sp\u00f4soben\u00e9 pr\u00edrodn\u00fdmi \u017eivlami. <\/strong>Navy\u0161e, spolu s poisten\u00edm bicykla je mo\u017en\u00e9 poisti\u0165 sa aj vo\u010di \u0161kod\u00e1m, ktor\u00e9 m\u00f4\u017eete sp\u00f4sobi\u0165 jazdou na bicykli. Poisten\u00e9 s\u00fa automaticky v\u0161etky osoby, ktor\u00e9 s\u00fa \u010dlenmi dom\u00e1cnosti \u201epoisten\u00e9ho bicykla\u201c. Bez oh\u013eadu na to, \u010di sp\u00f4sob\u00edte \u0161kodu vy, alebo v\u00e1\u0161 partner\/partnerka \u010di va\u0161e die\u0165a, m\u00f4\u017eete si zvoli\u0165 krytie <strong>a\u017e do v\u00fd\u0161ky 750 000 \u20ac.<\/strong><\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-93826\" src=\"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-1024x683.jpg\" alt=\"\" width=\"640\" height=\"427\" srcset=\"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-1024x683.jpg 1024w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-300x200.jpg 300w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-768x513.jpg 768w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-1536x1025.jpg 1536w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-2048x1367.jpg 2048w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Viva_Bike_1-600x400.jpg 600w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Rizik\u00e1 cyklistov na cest\u00e1ch<\/strong><\/p>\n<p><em>\u201eAj pri jazde na bicykli \u010di kolobe\u017eke plat\u00ed, \u017ee najd\u00f4le\u017eitej\u0161ie je vidie\u0165 a\u00a0by\u0165 viden\u00fd. Teda spr\u00e1vne osvetlenie alebo ozna\u010denie reflexn\u00fdmi prvkami bicykla a\u00a0samotn\u00e9ho cyklistu m\u00f4\u017ee pom\u00f4c\u0165 vyhn\u00fa\u0165 sa zr\u00e1\u017eke s\u00a0motorov\u00fdmi vozidlami \u010di in\u00fdmi \u00fa\u010dastn\u00edkmi cestnej prem\u00e1vky (chodci, in\u00ed cyklisti, kolobe\u017ek\u00e1ri a\u00a0pod.),\u201c <\/em>\u00a0vysvet\u013euje riadite\u013e poistenia pre spotrebite\u013eov v\u00a0Colonnade Martin Bajla.<\/p>\n<p>Z poh\u013eadu cyklistu m\u00e1 vhodn\u00e9 osvetlenie vplyv na lep\u0161\u00ed preh\u013ead o nebezpe\u010denstv\u00e1ch ak\u00fdmi s\u00fa napr. zl\u00e9 cesty, ne\u010dakan\u00e9 prek\u00e1\u017eky, sneh \u010di \u013ead. Rovnako ako pri motorov\u00fdch vozidl\u00e1ch je rizikom aj nedodr\u017eiavanie pravidiel cestnej prem\u00e1vky, nepozornos\u0165, nevhodn\u00e9 vybavenie alebo zl\u00fd technick\u00fd stav bicykla pred jazdou.<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-93827\" src=\"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Martin-Bajla-1024x1003.jpg\" alt=\"\" width=\"640\" height=\"627\" srcset=\"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Martin-Bajla-1024x1003.jpg 1024w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Martin-Bajla-300x294.jpg 300w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Martin-Bajla-768x752.jpg 768w, https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-content\/uploads\/2025\/03\/Martin-Bajla.jpg 1500w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><em>\u201eV neposlednom rade treba po\u010d\u00edta\u0165 aj z\u00a0rizikami ako porucha po\u010das jazdy (napr. defekt, roztrhnutie brzdov\u00e9ho lanka), pr\u00edpadne zr\u00e1\u017eka so zverou,\u201c<\/em> dod\u00e1va Martin Bajla.<\/p>\n<p><strong>Poistenie dom\u00e1cnosti ako BONUS<\/strong><\/p>\n<p>Ka\u017ed\u00fd, kto si uzatvor\u00ed poistenie VIVA BIKE, <strong>automaticky z\u00edskava aj poistenie dom\u00e1cnosti<\/strong>. To znamen\u00e1, \u017ee okrem bicyklov a\u00a0kolobe\u017eiek bude chr\u00e1nen\u00fd aj v\u00e1\u0161 domov. Poistenie dom\u00e1cnosti kryje \u0161kody sp\u00f4soben\u00e9 \u017eivlami, vandalizmom \u010di vl\u00e1man\u00edm, v\u010faka \u010domu m\u00e1 klient komplexn\u00fa ochranu nielen na cest\u00e1ch, ale aj v\u00a0pohodl\u00ed domova.<\/p>\n<p><strong>Ako zabezpe\u010di\u0165 bicykel proti kr\u00e1de\u017ei?<\/strong><\/p>\n<p>Nez\u00e1le\u017e\u00ed na tom, \u010di bicykel parkujete pred kaviar\u0148ou, nech\u00e1vate ho v\u00a0gar\u00e1\u017ei alebo ho prev\u00e1\u017eate na nosi\u010di auta \u2013 v\u017edy by mal by\u0165 zabezpe\u010den\u00fd. Nesta\u010d\u00ed ho len oprie\u0165 o\u00a0br\u00e1nku alebo zamkn\u00fa\u0165 tenk\u00fdm lankom, zlodeji maj\u00fa svoje triky a\u00a0bicykel m\u00f4\u017ee by\u0165 do nieko\u013ek\u00fdch min\u00fat odcudzen\u00fd.<\/p>\n<p>Vyvarova\u0165 sa kr\u00e1de\u017ei nemus\u00ed by\u0165 v\u00f4bec zlo\u017eit\u00e9 \u2013 d\u00f4le\u017eit\u00e9 je uzamknutie r\u00e1mu k\u00a0pevn\u00e9mu stojanu alebo k\u00a0in\u00fdm pevn\u00fdm \u010dastiam, niektor\u00fdm z\u00a0t\u00fdchto zabezpe\u010den\u00ed:<\/p>\n<ul>\n<li>Z\u00e1mok typu \u201eU\u201c s\u00a0cylindrickou vlo\u017ekou a\u00a0s\u00a0priemerom strme\u0148a z\u00a0kalenej ocele min. 8 mm alebo k\u00e1blov\u00fd\/lankov\u00fd\/re\u0165azov\u00fd z\u00e1mok s\u00a0priemerom oce\u013eov\u00e9ho k\u00e1bla\/lanka\/re\u0165aze min. 8 mm.<\/li>\n<li>Uzamknutie bicykla z\u00e1mkom k\u00a0nosi\u010du na vozidle, ktor\u00fd je ur\u010den\u00fd na prepravu bicykla.<\/li>\n<\/ul>\n<p>Bicykel je vhodn\u00e9 tie\u017e zamkn\u00fa\u0165 v\u00a0dome, byte alebo gar\u00e1\u017ei, pri\u010dom t\u00fato stratu poistenie VIVA BIKE kryje a\u017e do 100 % limitu. Na vlastnom uzamknutom pozemku je krytie 5 % limitu.<\/p>\n<p>Spr\u00e1vne zabezpe\u010denie bicykla a vhodn\u00e9 poistenie v\u00e1m m\u00f4\u017eu u\u0161etri\u0165 nielen financie, ale aj starosti. \u010ci u\u017e ide o ochranu pred kr\u00e1de\u017eou, nehodami alebo ne\u010dakan\u00fdmi situ\u00e1ciami, d\u00f4le\u017eit\u00e9 je myslie\u0165 dopredu a ma\u0165 istotu, \u017ee ste pripraven\u00ed na v\u0161etky situ\u00e1cie.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bicykel \u010di kolobe\u017eka nie s\u00fa len oby\u010dajn\u00e9 dopravn\u00e9 prostriedky \u2013 pre mnoh\u00fdch s\u00fa invest\u00edciou, v\u00e1\u0161niv\u00fdm kon\u00ed\u010dkom alebo ka\u017edodenn\u00fdm spolo\u010dn\u00edkom na cest\u00e1ch do pr\u00e1ce. Ich po\u0161kodenie, kr\u00e1de\u017e \u010di nehoda v\u0161ak m\u00f4\u017eu r\u00fdchlo prinies\u0165 ne\u010dakan\u00e9 v\u00fddavky. Nov\u00fd produkt VIVA BIKE od pois\u0165ovne Colonnade poskytuje komplexn\u00e9 krytie pre bicykle, kolobe\u017eky a cyklovoz\u00edky doma, ale aj na cest\u00e1ch po [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":93825,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[50,42,321],"tags":[],"class_list":["post-93824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-radim-vam","category-tech","category-tlacova-sprava","eq-blocks"],"_links":{"self":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts\/93824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/comments?post=93824"}],"version-history":[{"count":3,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts\/93824\/revisions"}],"predecessor-version":[{"id":93830,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/posts\/93824\/revisions\/93830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/media\/93825"}],"wp:attachment":[{"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/media?parent=93824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/categories?post=93824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.slovaklinesmagazin.sk\/cms\/wp-json\/wp\/v2\/tags?post=93824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}